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Making business payments with Virtual Cards has never been this easy.

Why use ACH, check or wire when you can go digital?

Eliminating payment fraud one client at a time.

Two men looking at an ipad

Level up your accounts payable with new cash flows


Our digital payment technology enables you to pay vendor invoices without all the manual hassle.

We’re built to fit right into your existing systems and processes, so you can harness the power of digital payments in minutes, not months. Turn a cost center into a profit center.

How It Works

  1. Buyer Receives Invoice
    01Buyer receives invoice
  2. Buyer Approves Invoice
    02Buyer approves invoice
  3. We Fund, Generate & Deliver vCard
    03We fund, generate & deliver vCard
  4. Supplier Processes vCard
    04Supplier processes vCard
  5. We pay the rebate
    05We pay the rebate

We replace checks and ACH with one-time use or reloadable virtual card payments that are directly integrated into AP and ERP systems.

Companies that use a digital accounts payable platform receive:

81%

lower processing costs.

73%

 faster processing cycle times.

  • Save money by eliminating manual steps and errors.

  • Make money on every transaction with a pure cash rebate.

  • Eliminate Fraud with Virtual Cards.

  • Track AP payments on a 1 to 1 relationship with invoice.

BluePenguin’s proprietary technology platform is flexible enough for ALL businesses no matter what industry they serve.

Some examples:

  • Transportation
  • Hospitals
  • Warehousing
  • Surgical Supplies
  • Restaurants
  • Construction
  • Residential Roofing
  • Telehealth
  • Transportation
  • Hospitals
  • Warehousing
  • Surgical Supplies
  • Restaurants
  • Construction
  • Residential Roofing
  • Telehealth
  • Transportation
  • Hospitals
  • Warehousing
  • Surgical Supplies
  • Restaurants
  • Construction
  • Residential Roofing
  • Telehealth

BluePenguin was beyond easy to integrate into our current process stream.

They create efficiencies and modernized our payments to vendors, but most of all it makes us money! I would highly recommend every business leader take a hard look at this product line.

CFO, Large International
Shipping Company

Why BluePenguin?


Our proprietary technology platform is built for easy integration into a wide range of modern third-party systems. Create a new invoice payment solution or add the power of digital payments to your existing product.

two men looking at a laptop

Let’s Talk


Ready to take your business into the future of commercial payments?